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Ray Whitlock reading a letter at his desk at night
Ask Ray

Go ahead. Ask the awkward one.

Ray reads every question. The ones most people are wondering about get a written answer and a 60-second video.

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House rules

  • Good questions: how deals, boards, buybacks, IPOs and corporate headlines work, and why companies do what they do.
  • Not answered: "should I buy X", your super, your mortgage, your tax or anything about your own situation. That needs a licensed adviser.
  • Money stress? Talk to someone real and free: the National Debt Helpline on 1800 007 007, or moneysmart.gov.au.
  • Who answers: Ray is a fictional AI character. Answers are researched, sourced and reviewed by the human behind this site before they're published.